Current - Modern Banking app

Current - Modern Banking

4.7 star

Current is a mobile banking app with a Visa debit card that gets you paid up to two days faster* with direct deposit and gives you free overdraft up to $100 with no hidden fees. Current Members can earn up to 15x points on purchases that are redeemable for cash back and have access to over 55,000 fee-free in-network ATMs, instant gas hold refunds as well as 24/7 support. At Current, we believe our members should spend their hard-earned money on the things that matter most to them, and not on unnecessary fees and requirements, because we’re committed to providing premium banking to everyone and improving financial outcomes. We’ve got your back with up to $100 in free overdrafts with Overdrive™ and we deliver your paychecks up to two days faster* when you sign up for direct deposit because while there are plenty of things in life worth waiting for, we don’t think your money should be one of them. Signing up takes just two minutes and there is no minimum balance requirement to open or maintain an account. We’ll then ship your new card for FREE. Join the Current Community today! CURRENT BENEFITS: -GET paid up to 2 days faster with direct deposit -FREE overdraft up to $100 with Overdrive™ -NO minimum balance requirement -NO hidden fees -EARN points from purchases and get cash back -FREE cash withdrawals from 55,000 in-network Allpoint ATMs worldwide -INSTANT gas hold refunds at the pump -MOBILE banking w/ instant spending notifications -SAVINGS PODS to help you automatically save money -DEPOSIT checks easily using your phone’s camera or add cash at 60,000 stores -INSIGHTS personalized to track where and how much you spend -INSTANT free, money transfers using Current Pay -APPLE PAY® supported -TEEN accounts for those under 18 -BLOCK transactions from specific merchants -SECURITY of an EMV chip on each debit card and the latest technology -PRIVACY controls of Touch ID® and Face ID® -SUPPORT 24/7 (even on holidays!) We offer transparent pricing: A Basic banking account is free and a Premium banking account is $4.99 per month. A Teen account is $36 per year. It’s free to sign up for Current and all accounts start with a 30-day free trial. For Teen accounts, parents link their Current app with their teen’s app and set the card’s spending limits, have full visibility into purchases and balances with real-time alerts and can instantly transfer money onto the card. *Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds is subject to payer’s support of the feature and timing of payer’s funding. Banking services provided by Choice Financial Group, Member FDIC. The Current Visa Debit Card is issued by Choice Financial Group pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

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Current - Modern Banking App Reviews (75,452)

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Love itLove this App!! Communication is great! Notifications emails when my deposits hit. I am able to approve brands safe for child subscription without permission!.Score: 5/5

CardI had an account with current. They sent me a card twice and never got either of them..Score: 1/5

Isn’t all that GreatIt’s all good at first but then once you get locked out of your account that’s when the app is no help and customer service isn’t that good either.. I’ve been locked out and when i try to log back in all it says is “thank you for applying for a current account” and the customer service takes long and isn’t that helpful so it’s like they basically just have your money and you can’t access it.Score: 2/5

CurrentGreat company.Score: 5/5

Great app great bankSo far so good.Score: 5/5

I love everything about this card!!!I spend money, earn points, save money and get money from the Pitts for saving money and for spending money!!! It's like cash back rewards!!!.Score: 5/5

Better than normal banking.Love this app.Score: 5/5

Cool bankEverything seems to be as lit as they advertise it to be. Thanks for Everything.Score: 4/5

It’s okay...beautiful cardI’ve been with this card for years. I used to RAVE about how much I loved it. The customer service is horrible. You need to contact them on Facebook if you want something quick. The chat is mediocre. I love how fast I get paid, but making a dispute on a charge is such a hassle it makes you want to leave a fraudulent charge on the card to avoid the hassle. There are a lot of people on Facebook trying to pose as the real current trying to scam you. I had my account flagged as fraud and I sent in identification, but the system would continuously flag me as fraud and now my account is locked. The current 4.99 payment goes through but I can’t use my card??? I NEVER have been approved for over draft and I have over 2k deposited a month.Score: 3/5

Costumer services and operatorI had a issue regarding current debit card issue payment declined. i was in the middle of paying a company name Laxington law firm as an financial payment and it declined several times and trying call costumer care.Score: 3/5

Love itI absolutely love it...only downfall is NO OVERDRAFT😭.Score: 5/5

Logged outLogged outta my account they aren’t doing anything to help no new number nothing yet one day mysteriously I go to login on the app & im booted off & can’t get into my own account. Customer service is completely ghost because you can’t even speak with anyone & they say chat with us 24/7 on the app… yet LOCK people out of the app 🙄.Score: 2/5

Terrible.They do not send replacement cards at expiration. They want to charge you for the card. Then when I asked for the replacement, representative said it would be delivered in 10 days. Never came. When I reached out again, the original rep never actually put an order for the card. When I asked again for the replacement, but asked for it to be sent over night, because now the card expired. They refused, and wanted me to pay an additional $20 fee. I will be leaving the company after this disaster..Score: 1/5

ReviewBest banking app! never fails. i get paid early and everything..Score: 5/5

For mr beast contest link in YouTubeMr beast YouTube YouTube.Score: 5/5

Logged me out my account & can’t log back inThis the second or third time they done logged me out my account. Annoying.Score: 2/5

Legit AppBest banking experience ever I really did receive my paycheck 2 days early with a hassle I’m so happy yay!.Score: 5/5

Actually not transparent at allIn description they white card is a benefit for signing up. On the bottom there is a price list with no detail. Only after you sign up are you presented with a choice to choose free or premium and you only get the debit card with premium. So actually they are not transparent at all and there is no one to talk to or ask questions..Score: 1/5

Awesome serviceAmazing way to handle your money, $5 a month for premium isnt a bad price either!.Score: 5/5

Lost card and phone can’t login to app and request new cardI lost my phone and card downloaded app on new phone can’t login to request new card has emailed and no one responds.Score: 1/5

LoveCurrently current is my only bank account but I absolutely love it.Score: 5/5

GarbageLogged me out with $300 in my account. Couldn’t log back in or use my card or check balance. Call customer service but that doesn’t work. And I still haven’t received my money!.Score: 1/5

ReviewFast on deposits and great with being on time about shipping your debit card.Score: 5/5

Love thisAwesome I get my check on time and I love it.Score: 5/5

SupportWeeks for a support response.Score: 1/5

Amazing, the best online bank there isAmazing customer support they are quick to respond and solve any problems or issues your having I always get my checks 2 days faster I love this bank.Score: 5/5

Worst for teenage bankingUPDATE: we closed the teen add-on, waste of $36 for 1 1/2 months of shoddy/bare use. We had talked to customer support (again) and followed their instructions. Teen was still locked out/unable to use app. Original: We decided to try current for the teenagers, as way to start banking without having to go to a in-person bank. It has been two months and my teen still cannot access their acct. There is no log in screen, it simply asks for a password and goes to a locked screen where you get stuck. We have emailed and i used the app for support. Support is slow and just repeats to delete and re-install the app, somehow a magic unicorn is supposed to touch the app and make it work. There are no unicorns near us to change the app into working. I can access the teen acct from my end, but they cannot. Incredibly unhelpful and a waste of time..Score: 1/5

Def A Good App3 Thumps Up!.Score: 5/5

Beat app everI had a debit card but it didn’t work as well or as easy as current. Current is the card of greatness.Score: 5/5

GreatI needed a Bank and didn’t want to deal with the hassle of going to an actual bank and finding paperwork to fill that info. So, I used Current as a way of banking and with 2 day faster delivery on direct deposit, I wouldn’t look back l… great Mobile bank.Score: 5/5

✨✨✨The card is great, I just don’t know why my mother have to pay extra cent just to send me money!!!.Score: 4/5

DO NOT GET CURRENTThis is hands down the worst app to come out in the market. The first two months of having it were decent up until I found out the fees they charge 30+ for simple charges your teen might do. Not to mention if you lose your phone and try to regain access to the account with a new number your immediately locked out. This has caused banking information to be lost cause Current doesn’t answer customer emails in a timely manner. Now I’m dealing with a fraudulent Current account that ran my credit card up to 3k locked my son out of his teen account and has spent an additional 1.5k from my sons account. What does current do? Nothing at all, they send emails saying “is this you trying to log in” and it is but won’t allow me to log in. The chat desk is bogus and serves no real purpose because you need the original phone number used and email. Guess what those were stolen along with all other information on my previous phone. CURRENT DOES NOT CARE ABOUT ITS CUSTOMERS GO ELSEWHERE..Score: 1/5

App is messed upI’ve been unable to log into my account with my money on it for almost a month now .. it just says sign up and it’s telling me my email is in use of course it is smh.Score: 1/5

Check it out.I’m still checking it out myself so far I like what I see. Seems like attention to details such as colors is a great idea. Thank you..Score: 5/5

Problem solvedI complained and someone helped me right away .. ! I reached out to Current via Twitter and it was handled immediately...Score: 5/5

Horrible Customer serviceThey are the best bank if you are perfect and you have 0 problems. If you have a transaction that you don’t recognize you might as well go to another bank because, they are not helpers, they take money, and they don’t give it back, so watch out for the hidden fees..Score: 1/5

TaeI love this app.Score: 5/5

Great👍👍👍👍👍.Score: 5/5

Log in issuesHow do I log into the account I Already have ?.Score: 1/5

Love themI was locked out of my account and they helped me within minutes.Score: 5/5

Current Bank ReviewThey have the worst customer service, their call center is down 24/7 and they are rude. They steal money and then make you wait for you money forever. I wouldn’t recommend this bank to anyone. Worst experience ever..Score: 1/5

Best appEasy to find se best banking app I’ve ever used.Score: 5/5

AwesomeI really didn’t give a [email protected] about things like this now I [email protected]! With things like this!!!!!! Thanks current team for one of the best experience!!!!! Cho!.Score: 5/5

AmazingCurrent has so far exceeded my expectations. As a new customer, everything has gone very smooth so far and haven’t had a problem. I used a certain influencer’s promo code from a commercial that aired during a very recent prize fight between a boxer who’s record is 50-0 and a YouTuber and won $500. Thanks again Current!.Score: 5/5

Thank you current !Love it! Get my check early and $0 over draft fee!.Score: 5/5

DONT USE ITS A SCAMI had a direct deposit go through and unfortunately I deleted the app. I’ve been trying for two days now to get my money from you guys and your not helpful at all!!!!!!!.Score: 1/5

MehIt’s ight.Score: 3/5

I can’t have access to my accountI can’t have access to my account, I went to check my balance, it’s said get started... I tried to login... tell me to contact customer support, haven’t got a reply back..Score: 1/5

Great ServiceThis was is excellent for someone trying to get a pre paid card and it’s great for building credit.Score: 5/5

Terrible customer serviceI changed my phone number and haven’t been able to log back into my account because the only way to contact them is by email. They take days to reply back when they are supposed to be open 24/7. I will be switching to a bank that has an actual telephone line..Score: 1/5

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Current - Modern Banking App Images

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