Credit Karma app

Credit Karma

4.9
4.9 star

Making the most of your credit scores starts here. From spotting identity theft to getting personalized loan and credit card recommendations. Ready to make financial progress? • Check your free credit scores – Learn what affects your credit scores and how you can take control. • Credit Karma Money™ Spend – A whole new kind of checking experience with no hidden fees,* two-day Early Payday,** and a daily chance to win Instant Karma™ cash reimbursements for debit card purchases.*** • Credit Karma Money™ Save – We’re making it easy to save with no fees, a high-yield savings rate and a monthly chance to win a $20,000 Instant Karma™ cash boost when you make a deposit.**** • Credit Karma Tax® - Filing your 2020 state and federal tax returns is 100% free from start to finish, plus you’ll get our Maximum Refund Guarantee*****, Audit Defense****** and dedicated support. • Explore the Relief Roadmap - Connect with government stimulus programs, unemployment benefits, debt relief opportunities, loan options and more. • Free ID monitoring – We help you spot potential identity theft and give you tips for keeping your personal information safer. • Free credit monitoring – Get credit alerts when we see important changes happen to your Equifax or TransUnion credit reports. • Personalized Approval Odds – See which credit card and personal loan offers you’re more likely to get before applying. • Credit card choices – Browse great credit card offers based on your unique credit profile. • All things auto – Tune up your auto loan, save on insurance, see open recalls and find vehicle records. • Home sweet home – Calculate how much home you can afford, see personalized home loan offers and get a mortgage pre-qualification letter. • Personal loan shopping – Whether you want to refinance credit card debt or borrow for an emergency, we’ll show you personalized offers based on your credit profile. • Search unclaimed money – See if any of the more than $40 billion in unclaimed money has your name on it. Join more than 100 million members and get all these features, and more, for free. Download the Credit Karma app now. DISCLAIMERS Banking services provided by MVB Bank, Inc., Member FDIC. *Third-party fees may apply. **Compared to standard electronic deposit. Early access is dependent on timing of payor’s submission. ***NO PURCHASE NECESSARY. For Rules visit https://www.creditkarma.com/lp/sweepstakesrules-checking#instant ****NO PURCHASE NECESSARY. For Rules visit https://www.creditkarma.com/lp/sweepstakesrules-checking#savings-instant *****If you receive a larger federal tax refund amount or owe less in federal taxes using the same Tax Return Information when filing an amended return through another online tax preparation service, then you may be eligible to receive the difference in the refund or tax amount owed up to $100 (minimum $25) in the form of a gift card from Credit Karma Tax®. For details and eligibility, see https://www.creditkarma.com/tax/programterms#1. ******For details and eligibility, see https://www.creditkarma.com/lp/audit-defense-terms/. Exclusions apply. $2781 provided in the Credit Karma Tax phone screen image is the average 2018 Federal tax refund based on data provided by the IRS. $2973 is the average 2018 State tax refund in CA based on data provided by the CA Department of Revenue. Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622 | Read licenses at https://www.creditkarma.com/about/mortgage-licenses. Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at https://www.creditkarma.com/about/loan-licenses | California loans arranged pursuant to a California Financing Law license. Insurance services offered through Credit Karma Insurance Services, LLC (dba Karma Insurance Services, LLC; CA resident license #0172748).

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Credit Karma App Reviews (3,803,483)

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Catherine GrahamBest in what they do. Easy to understand. Thank you.Score: 5/5

It helps to knowKeeping me updated on things on my cards and when I need to add more payment or just not spend This app sure helps to keep me in line with my credit Watching my score grow.Score: 5/5

Loving this appThank you credit karma you guy’s out the best 🥳.Score: 5/5

Good appNot very accurate. Just had my credit pulled for a refinance and it was 40-50 pts different from credit karma. The sit was updated so it’s not due to lake of reporting. Not sure why it’s so different..Score: 3/5

Looking at loansI was looking at offers I had received from credit karma for a personal loan and didn’t click on anything was just seeing what’s out their and then received a email that my loan couldn’t get approved but I didn’t even apply will not be using credit karma again..Score: 1/5

Not up to dateI have made payments on many accounts, their only up dated when I have paid them off But If I would miss a payment that would show the same day.Score: 1/5

Know your scoreThis app is accurate.Score: 5/5

PersonNeeds to update often.Score: 2/5

AccuracyI have no balance on any of my credit cards for two weeks now and still not showing up in my credit score.Score: 3/5

Best credit monitoring appM..Score: 5/5

Love itLove it.Score: 5/5

RatingThe score is not the same as Experian.Score: 2/5

Absolutely great100% recommended.Score: 5/5

RatingI believe your rating is not accurate my credit card rating is much higher than yours..Score: 3/5

AmazingThis CK app changed my life. Everyone that you care about needs to utilize this service (plus it’s free). If they follow the steps they will achieve a higher level of consciousness unlocking what was perceived to be unattainable goals. This app is a self help guide for the uninformed..Score: 5/5

ThanksHey! Thanks for watching so close and notifying me! You are the best!!!.Score: 5/5

FixedRefinanced my home through an offer they posted (better mortgage) that led me to Tms for payments and offered a nice feature of paying ahead for future payments, however it has since been purchased and switched to a new platform now my new lender shows me owing this month instead of counting the 2 additional months of payments I have already paid to be ahead Problems resolved.Score: 5/5

AdvertisingThe app is getting very much into advertising a lot of ads and get loans for this and get loans for that I was very pleased with getting my scores and reviewing how I was doing at this point that has become secondary to the purpose of the app.Score: 2/5

Best wayGreat.Score: 5/5

Love this appGreat app that help restore credit!!!.Score: 5/5

KarmaI love Credit Karma!! I like being able to check in and see my score. And all the different information they provide..Score: 5/5

JunkApp is horribly unorganized and not intuitive. App is geared towards selling you loans. Very difficult to find any information about your own credit or accounts..Score: 1/5

Credit score decreaseI am utilizing my credit and credit karma does not even wait until I can make a payment and my credit score decreases. It is absolutely ridiculous how quickly it can decrease and how long it takes to increase. It should take 2 to 3 months to start decreasing just as it is to increase. Very unfair..Score: 2/5

It worksI read the articles and followed credit karmas suggestions and I raised my score 146 points in one month! It works, it really does..Score: 5/5

Crash!!HEY!!! The app keeps crashing and crashing!!! I can’t do any moves and transfers.Score: 1/5

Not GoodCredit Karma has my credit score listed 100 points below the actual score. They have a vehicle listed that I have not owned in a year and do not list the vehicle I currently own. There are other issues too but, I don’t want to waste any more time with it. I cannot find anyone to speak directly with so things can get resolved. I just cannot see where Credit Karma is any help at all. I gave Credit Karma one star only because I had to choose at least one star in order to write a review..Score: 1/5

Unbelievable !!!But do believe that this account is helping me get back on track so effortlessly!! Loving Credit Karma!!.Score: 5/5

Not accurateJust don’t know how they get this score, if u check the real score from the 3 credit bureau it’s totally different by huge margin.Score: 1/5

Great App.This app. Is great I can keep on top of my credit reports and chart my progress as I build back my scores. Best of all it doesn’t cost me 1 red cent..Score: 5/5

Love it!Everything you need to stay up on your finances..Score: 5/5

Their help is a useless bot.I have a SERIOUS clerical error that wiped out my credit score and their bot auto answers for me so I can’t get any help. It won’t even allow me to say what is happening!.Score: 1/5

This App!This App has helped me build my credit for years! It’s so easy and updates frequently so I know exactly what’s going on with my credit..Score: 5/5

No Landscape View...Come on folks, no landscape view for my iPad Pro???? Please support landscape mode viewing… Please support landscape mode viewing….Score: 1/5

Great appAmazing application.Score: 5/5

AccuracyThis app is not accurate and the information is so far behind.Score: 1/5

Awesome way to easily keep tabs on your credit scoreTitle says it all!.Score: 5/5

Credit Karma...Just a gameI was applying for a home loan. I discovered that Credit Karma scores were off by 30 points. I went directly to Experian app and verified what the mortgage company told me. I'm going to close the app, cancel my account and use Experian which is accurate. Credit Karma is unreliable..Score: 1/5

Great way to help keep up with my scoreGreat way to keep up score, helpful..Score: 4/5

A bit too muchI like the idea of this app. It’s fun to get updates about my credit situation that I’d otherwise I’d never know. On the other hand, the *daily* messages are irritating in my busy life. I think I’d be happier if there were more infrequent and meaningful messages. That actually tell me when something of significance has happened. But so far I’m not irritated enough to quit. They’ve effectively addicted me. -pout-.Score: 3/5

ReviewEasy to understand info provided and the tips are helpful in keeping you on the right track to succeed..Score: 5/5

Unauthorized Inquiries from 3rd Party Credit companiesI am not understanding why this app is allowing credit companies to pull up my credit score when I never applied for their credit line. It was a good app to help keep track on the changes going on in my credit report, but my credit dropped 7 points due to Mission Lane Tab Bank looking into my credit history without my consent or initiating any type of form or application. Deleting app and reporting..Score: 3/5

Happy manSo happy with this app.Score: 5/5

HowHow can your score go down When no one looks into it All payments on tome plus extras How ??.Score: 3/5

SupportMake me more responsible and helper improved my credit score.Score: 5/5

Great appVery useful. Credit karma has helped me get my credit and life back on track. Any questions were answered fully and someone is always available to assist..Score: 5/5

Great informationHas been a great working application so far. In all my offers I get approved with ease and simple ness. Enjoying the updates and the recommendations they offer on increasing the overall score! Thanks credit karma!.Score: 5/5

JustinLove it.Score: 5/5

Credit Karma is amazingAll the information I need to be a well informed customer in one place and in an easy to understand format. Love the way they care for their customers and their transparency..Score: 5/5

Scores higher but good accessibilityI like this app but other sources say the scores are inflated..Score: 4/5

Great app !I really like this app very helpful ! I’m working on cleaning up my credit score. I will be referring this to everyone I know.Score: 5/5

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