Is myFICO worth it? I bought MY credit scores to see!

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Is myFICO worth it? I bought MY credit scores to see! Video Statistics

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Is myFICO worth it? I bought MY credit scores to see! Comments


Is myFICO worth it? I bought MY credit scores to see! Reviews

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Shawn Nichols
Shawn Nichols
28 November 2019

I’ve had MyFICO for about a year now. It’s worth it to me.

Leanne Adams
Leanne Adams
28 November 2019

PLUS my credit union ( my personal lender ) will give me my true score whenever I ask... for free no hard pull just accurate and free. 👍

Leanne Adams
Leanne Adams
28 November 2019

Definitely NOT worth 40.00 that I spent !!! The free sites offer most of what my Fico did !! Very disappointed for 40 I didn’t get update until the next month ( more money). No details or address or phones numbers for questions on credit. Literally nothing more than the free sites !! 40.00 I could’ve spent on lowering my credit utilization!!!!

Payoneer
Payoneer
11 December 2019

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Robert Halili
Robert Halili
19 November 2019

I don't know what my credit score is and I couldn't give a crap

Elliot Smith
Elliot Smith
14 November 2019

I noticed from Credit Karma that my TransUnion and Equifax scores are higher typically. Of course I know that is vantage and not FICO... I have a free account with Experian, and they always show lower and the most inquiries typically go to them. I noticed that American Express only uses Experian to do inquiries interestingly...

Honeyminer
Honeyminer
11 December 2019

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Jerry M
Jerry M
07 November 2019

I would of bought a new sweater instead

Julien D
Julien D
07 November 2019

I subscribe and have (all 3 scores and updated monthly reports) for the past 5-6 years. I have busted 2 out of my 8 creditors doing stupid shit--like taking more than 3 months to update an account as paid off (affirm), failing to consistently report every month (a local credit union that I have since moved my business away from since they couldn't ever seem to seem to fix it), I've had one collection agency who tried to "re-age" something that was about to fall off, and I noticed that my primary bank had an error in a report one month where they claimed that at some point I had maxed the card (which I never had). I succesfully disputed all of these issues and caught them so quickly that they didn't damage my score. We're also now in a society where all three credit bureaus have had issues with data integrity and hacking. I think it's worth it to subscribe and keep a hawks' eye on it. The free products dont give you that much detail and some of the most popular ones use Vantage which isn't a score ANYONE uses. I didn't spend the past 8 years building from low 500s to 750+ to not continue to monitor my credit, because you just never know when you might need it.

Bishop Desmond Tutu
Bishop Desmond Tutu
07 November 2019

We must not allow ourselves to become like the system we oppose.

KidFlash
KidFlash
07 November 2019

@ProudMoney/ Great Video! I really like MyFICO. It has been and remains the most accurate picture of my files that cc issuers and a recent lender I’ve worked with, actually use. Also correct, most CC issuers (Banks) draw from ONE CB, very few draw from two. Credit Karma, Privacy Guard, and Wallet Hub, all use the VANTAGE 3-Score Model. Set in motion in 2005-2006, by an agreement between the three top tier Credit Bureau’s: Experian, TransUnion, and Equifax. However, it’s the FICO 8 model, since 1986 that is most prevalently used by 98% of the Bankers, Lenders, and Credit Issuers in the US. / Credit Karma and such sites, even Experian-do cross Marketing to entice their consumers, to apply with their affiliate Credit issuers. Be very alert, especially w/ Credit Karma and all companies on its website. Same for Exp and Wallet Hub-this is how their Portal Access is kept, “FREE.”

K1ng Baldy
K1ng Baldy
06 November 2019

Buying my scores from myFICO was the only way I could see and understand what home loan officers and auto loan officers were saying my score was...even though those same lenders will ask you "what's credit karma say" knowing good and well that's not what they're pulling...

Mitchell.
Mitchell.
06 November 2019

With the simulator the in part is dependent on the models not changing.

Chuck Norris
Chuck Norris
11 December 2019

Chuck Norris grows his crops on solid concrete,and they are twice the size of ground grown crops.

Frankie J
Frankie J
06 November 2019

Can you create a video on what cards to get to stay under 5/24?

Is myFICO worth it? I bought MY credit scores to see! Wiki

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In linguistics, a copula (plural: copulas or copulae; abbreviated cop) is a word that links the subject of a sentence to a subject complement, such as the word is in the sentence "The sky is blue." The word copula derives from the Latin noun for a "link" or "tie" that connects two different things.A copula is often a verb or a verb-like word, though this is not universally the case. A verb that is a copula is sometimes called a copulative or copular verb. In English primary education grammar co...

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